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Beware of some "Get Cash Now" Vendors
By Tim Gorman
Some weeks it feels like you're living hand to mouth. If you could just get cash now, all your problems would disappear. If you could get cash now, you could pay off a handful of bills and move on. But how long would it last until you needed to "get cash now" again? On every block there seem to get cash now offices, with signs in the window that read "paycheck advance" or "payday advance." But can they really get cash now, or is it a false claim?
Basically what happens is this: You show up with your paycheck, hoping to get cash now, and they charge you a check fee, and, if it's your first time there, a "first time" fee. You will likely take a number and have to wait with others hoping to get cash now, and then fill out extensive paperwork detailing your reasons for having to get cash now. Sometimes you will denied, other times you will be able to get cash now, but it will be only a fraction of the amount shown on your paycheck. To get cash now you must be willing to extract a smaller amount than you are technically owed from the person who issued the check. This is because when you're desperate to get cash now, people may take advantage of you. They know that you're in a financially precarious situation and will be willing to give up some of the money in order to get cash now.
To really get cash now, you'd be better off asking for a personal loan from a trusted friend or relative. To get cash now there always seems to be strings attached. Remember, the get cash now offices you see on your street are a business. They aren't going to get you cash now out of the kindness of their hearts.
Tim Gorman is a successful webmaster and publisher of Military-Loans-Online.com an online website that offers money saving rates on auto, home, bad credit, pay day loans and other free loan information that you can view in the privacy of your own home.
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| A payday loan is a small unsecured loan, usually for $50 to $1,500, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday, whenever that would be. Whether to get presents or pay a bill. | |
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