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What has more stores than 7-Eleven, McDonald
from: What has more stores than 7-Eleven, McDonald's, Burger King and Subway combined in your town?Depending on your state laws, Payday Loan Stores are showing up everywhere. In most states there are more payday loan stores on the busy street corners than 7-Eleven, McDonald's, Burger King and Subway stores combined. The payday loan business model is built on being convenient and fast, giving one reason why payday lenders have become the "Quickie Marts" of the financial loan world and have showed up everywhere to offer fast service that a family member or traditional banking institution are unable to provide. Not surprisingly, many are open very late. Very few stores are open 24 hours. Unfortunately, if you are unable to find such place open many customers are going to the web which is always open 24 hours as long as your state laws permit the loan.
One such Payday Loan company online, Payday Loan Today, currently states on their website that they DO NOT currently provide loans to these states: Georgia, West Virginia, New York, Massachusetts, or Kansas.
Industry watchers say one reason so few payday lenders may not do business in these states is that they have unfriendly laws for the payday loan industry. As of now, there are thirty-nine states that have friendly laws for residence to receive an advanced payday loan. Ten of these states allow no cap interest rates on their fees and two states allow no maximum amounts for these short-term loans.
Roll Over Rules
The state of Utah for instance has among the highest limits for roll over fees or extending loans at high interest up to 12 weeks. While other states have different rules for governing roll over fees on payday loan companies, the PaydayLoanToday.com model is the only that claims to not take advantage of their customers. They state they are different here:
Apply for a fast payday loan between $150 to $500. PaydayLoanToday.com works closely with their customers after 6 months to pay back the principal of their loan in order to reduce their customer's roll over fee structure to nothing. Another added benefit Payday Loan Today provides is that their customers receive a no fee loan up to $200.00 for 30 days.
About Author
Mark Travis writes articles for Payday Loan companies such as PaydayLoanToday.com. Visit them for all your fast payday loan and Cash Advanced needs.
Source: ArticleTrader.com
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| Free Payday Loans! First-time customers receive a FREE loan! No Fax Required. Faster approval process. First-time borrowers of payday loans can request up to $400.00, and first-time customers get a free cash advance. The fee for a cash advance is $25.00 for every $100.00 borrowed. | |
| Faxless PayDay Loans to $1000 with no credit checks!Your #1 payday loan cash advance provider! The PaycheckToday online application is fast and confidential. No Faxing Required! Fill Out The Express Application. Approval in 30 Seconds. Get Up to $1000 Cash in 24 Hours! | |
| Cash Central Payday Loans. Cash Central is one of the first online lenders to offer payday loans with state certified backing in 23 states. We proudly maintain an honest, ethical, customer first-lending philosophy. No bait and switch. No over-promising. | |
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This is a good payday loan source with a low guarantee. Only $10 per $100 borrowed. You can receive up to $500 into your bank account by tomorrow. This site comes with excellent customer service, with receiving a 96% satisfaction customer rating. No fax. Go to the site... |
| A payday loan is a small unsecured loan, usually for $50 to $1,500, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday, whenever that would be. Whether to get presents or pay a bill. | |
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